How I almost lost my home

Since this is a blog, its really about stories, right.

Well, here's mine.

As a good citizen of the credit world, my wife and I made sure that our bills were always paid on time. I started my own business in 1997, it was a sign business I ran out of my basement in Fenton, (St. Louis area) Missouri. I called that business "any Kinda Sign except electric" Now, this isn't about that business but you need to know that I was a reputable human being before I moved to Florida. This business grew and I began doing electric signs so I dropped "except electric" from my name. I grew into a commercial location then in March of 2000 I contracted with SWBYPS (yellow pages) to have the largest ad in the sign section. I was duped. I was told that ad would net me 212 calls a day. Did I believe that? Not really, I hoped to get 10% of them as I was getting about seven a day at the time.

Anyway I stayed in business for a decade but I struggled. SWBYPS sued me and I counter sued, we settled.

So, after that fight I was burned out on being a business owner and I decided to move to Florida so off we were to Central Florida. We landed in a Town called Clermont and I landed a great job selling awnings and electric signs. That was 2007.

After losing that job I found myself in underpaying job after job until the sign market completely dried up. That caused us to stop paying our mortgage and go into foreclosure. At first I had no idea what to do. I had seen some neighbors hand over their keys and walk away but I was determined to stay. I found someone who could help me fight. We put together a defense but in court the plaintiff lied and I lost. My house was due to sell December 28, 2009. I found a service to help me postpone the sale and I was successful. Then the sale came up again in February and I repeated that process and it was detained again. Now Bank of America is slow to process the sales and I am reaping the rewards of that.

So it's been three years without a payment and it looks like we have a pretty good shot at winning the house free and clear, but there are a few things I need to do.

I'll let you know about that later.

What do you do when your house is up for sale

Do you know how to stop the sale of your house? In Florida there is a company that is specializing in consulting people who are about to lose their homes. They help them find solutions that work to postpone the almost inevitable.

The company is called Ark Solutions and you can email them directly at ark.real.solutions@gmail.com They have options that can help you. You don't have to go this alone. Once your sale is stopped Ark will assist you with ideas that could help you keep your home, free and clear. No one can guarantee that you'll keep your home but the rack record is pretty clear. 399 out of 400 homes have been retained so far. That number continues to grow everyday.

Don't delay if you are about to see foreclosure or a sale, you could win.

In October Bank of America postponed all foreclosures and sales or evictions because of paperwork mishaps. It was all over the news. It turns out that one single employee of B of A signed as many or more than 8,000 foreclosure documents a month. Imagine the caluses, yikes. Well, it seems this young lady didn't verify that all of the documents were original before signing the legal document called an affidavit. That affidavit suggests that she has read and verified the papers to be true and legally binding. How is that possible.

The good news is that if you have a B of A mortgage and you are being foreclosed or have been foreclosed upon you may have recourse. This is where Ark can help you. Ark can steer you in the right direction to find out if your mortgage papers qualify. There were so many mistakes and frauds committed over the last few years that you can feel confident that Ark can lead you in the right direction.

So this sounded like a commercial for Ark. You could say that.

Contact Ark and I'll tell you why I made this blog. Please share it with your friends.